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About Us

Summers Car Credit started in business in October 2003, under the ownership of James and Sara Summers.  Summers Car Credit is a buy-here, pay-here used car dealership.  They offer in house financing with most vehicles paid off in under two years.  Summers Car Credit is here to help the hard working, honest people in need of a vehicle.  They are there to help those who have had struggles in the past or present or no struggles at all.  It is a friendly, down-to-earth, honest business who put their customers first.


Prior to you purchasing a vehicle, Summers Car Credit recommends that you as a potential customer, take the chosen vehicle to the mechanic(s) of your choice to have it checked out.  Summers Car Credit is an honest dealership and they have nothing to hide from their customers and potential customers.


"Our business is about people.  Without my dedicated and faithful customers, I have nothing," said Jimmie.  He estimates that around 75 percent of his customers are repeat business. "My goal is to make people happy and to make them feel appreciated.


Summers Car Credit is a member of the Oskaloosa Chamber of Commerce, the Better Business Bureau of Iowa and NFIB, National Federation of Independent Business.


Stop by Summers Car Credit at 911 A Avenue West and meet the staff:  James and Sara Summers, Owners.

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